Buying a high-quality mattress can be a significant investment. To make it more accessible, many mattress brands in Malaysia now offer installment plans, allowing customers to spread payments over time without financial strain. This guide explores the benefits of installment plans, compares top brands, and provides detailed insights into their offerings.
Table of Contents
Why Opt for a Mattress Installment Plan?
Benefits of Choosing Installment Plans:
- Financial Flexibility: Spread the cost over several months to avoid a large upfront payment.
- Budget Management: Easier to fit a high-quality mattress into your monthly budget.
- Access to Premium Products: Makes luxury mattresses more accessible without financial burden.
- Interest-Free Options: Many brands offer 0% interest installment plans, ensuring no additional costs.
- Convenience: Simple application processes, often available online, make it hassle-free.
Opting for installment plans allows you to invest in better sleep without compromising your financial stability.
Overview of Mattress Brands with Installment Plans
1. Nosda Mattress Installment Plan
Nosda offers flexible installment options to ensure affordability:
- Provider: Atome, SHOPBACK, Paylater by Grab, AmBank, Standard Chartered, HSBC, Public Bank, Maybank, CIMB
- Duration: 3, 4, 9, 12, or up to 24 months.
- Interest Rate: 0% interest.
- Link: Nosda Installment Plan
2. Origin Mattress Installment Plan
Origin’s installment plan makes its premium hybrid mattresses accessible:
- Provider: Atome, ShopBack, Public Bank (for longer terms).
- Duration: 3, 6, or 12 months.
- Interest Rate: 0% interest.
- Link: Origin Mattress Installment Plan
3. Joey Mattress Installment Plan
Joey Mattress provides a seamless installment process:
- Provider: Atome PayLater, Public Bank, AMEX, Maybank, Affin, Alliance, Ambank, Hong Leong, CIMB, HSBC, RHB
- Duration: 3, 6, 12, 18 or 24 months.
- Interest Rate: 0% interest.
- Link: Joey Mattress Installment Plan
4. Sonno Mattress Installment Plan
Sonno makes its mattresses budget-friendly with installment plans:
- Provider: Paylater by Grab, Atome PayLater, Payex
- Duration: 3, 6, 12, or 24 months.
- Interest Rate: 0% interest.
- Link: Sonno Mattress Installment Plan
5. MATTPro Mattress Installment Plan
MATTPro offers long-term installment options:
- Provider: Paylater by Grab, Atome PayLater, Standard Chartered, HSBC, Maybank, AmBank, Public Bank, Alliance Bank, OCBC, CIMB, Hong Leong Bank, RHB
- Duration: 3, 6, 12, 18, or 24 months.
- Interest Rate: 0% interest.
- Link: MATTPro Installment Plan
Brand | Provider(s) | Duration Options | Interest Rate | Link |
---|---|---|---|---|
Nosda | BNPL:
Atome PayLater, ShopBack Pay, Paylater by Grab Credit Card: AmBank, Standard Chartered, HSBC, Public Bank, Maybank, CIMB | 3, 4, 9, 12, or up to 24 months. | 0% | Nosda Installment Plan |
Origin | BNPL:
Atome PayLater, ShopBack Pay Credit Card: Public Bank | 3, 6, 12 months | 0% | Origin Installment Plan |
Joey | BNPL:
Atome PayLater Credit Card: Public Bank, AMEX, Maybank, Affin Bank, Alliance Bank, AmBank, Hong Leong Bank, CIMB, HSBC, RHB | 3, 6, 12, 18 or 24 months | 0% | Joey Installment Plan |
Sonno | BNPL:
Paylater by Grab, Atome PayLater Credit Card: Payex | 3, 6, 12, or 24 months | 0% | Sonno Installment Plan |
MATTPro | BNPL:
Paylater by Grab, Atome PayLater Credit Card: Standard Chartered, HSBC, Maybank, AmBank, Public Bank, Alliance Bank, OCBC, CIMB, Hong Leong Bank, RHB | 3, 6, 12, 18, or 24 months | 0% | MATTPro Installment Plan |
Frequently Asked Questions (FAQ)
What is a mattress installment plan?
A financing option that allows you to pay for a mattress over several months instead of a lump sum.
Are there additional fees for installment plans?
Most brands offer 0% interest plans, so no additional fees apply.
How do I qualify for an installment plan?
Requirements vary by provider but usually include a valid credit card or installment service account.
Can I apply for an installment plan online?
Yes, most brands allow you to select installment options during online checkout.
Are installment plans available for all mattress models?
Typically, yes, but it’s best to confirm with the brand.
What happens if I miss an installment payment?
Penalties may apply, depending on the provider’s policy.
Can I pay off the installment early?
Many providers allow early repayment without penalties. Check terms for details.
Do installment plans affect my credit score?
Payments are usually not reported unless you miss them. Always confirm with the provider.
Can I return a mattress purchased via installment?
Most brands with risk-free trials allow returns, even with installment purchases.
Are installment plans only for mattresses?
Some brands may offer installment plans for other sleep accessories. Check with the provider for specifics.
Conclusion
Mattress installment plans provide a practical solution for investing in quality sleep without financial stress. Nosda, Origin, Joey, Sonno, and MATTPro each offer flexible options tailored to various budgets. With 0% interest and durations ranging from 3 to 24 months, you can enjoy premium comfort without compromise.
Choose the plan that fits your needs and start your journey to better sleep today.
Explore Nosda’s Premium Mattress Collection
Transform your sleep experience with Nosda’s premium mattresses. Enjoy flexible installment options and advanced cooling technology designed for tropical climates